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Frequently askedquestions.

Answers to the most common questions about buying and selling graded gold with Sovara Coins. Can't find what you need? Contact us directly.

Grading & certification

What does it mean for a sovereign to be graded?

A graded sovereign has been independently examined, weight-tested and assigned a numerical condition grade by NGC (Numismatic Guaranty Company) or PCGS (Professional Coin Grading Service), the world's two most respected grading authorities. The coin is then sealed in a tamper-proof protective holder called a slab, with the grade registered on a publicly accessible census.

For collectors and investors this provides three things that raw, ungraded coins cannot: guaranteed authenticity, preserved condition and global liquidity.

What does PF70 Ultra Cameo mean?

PF70 is the highest grade NGC or PCGS can award a proof coin. It means no post-production flaws are visible under 5x magnification.

Ultra Cameo (or DCAM on PCGS coins) refers to the exceptional contrast between the deeply frosted relief of the design and the mirror-polished fields. Combined, PF70 Ultra Cameo represents the finest possible example of a proof coin.

What is the difference between PF70 and PF69?

PF70 is flawless under 5x magnification, the highest grade achievable. PF69 is one point below and may show one or two very minor imperfections under magnification, though to the naked eye it is virtually indistinguishable from a PF70.

PF69 coins carry a lower premium than PF70s, making them an attractive option for collectors who want elite eye appeal without paying the grade-rarity premium. This is the principle behind The Value Select.

What is a Top Pop coin?

Top Pop refers to a coin that holds the highest grade on the NGC or PCGS population census for that specific issue, meaning no other example has achieved a higher grade. In some cases, a Top Pop coin is the only example ever to achieve that grade, making it the finest certified specimen in existence for that year and type.

Top Pop status commands a significant premium and is particularly sought after by NGC Registry Set collectors.

Can I verify a coin's grade online?

Yes. Every NGC-certified coin has a unique certification number printed on the slab label. You can verify the grade, coin details and population data at NGCcoin.com using that number. PCGS coins can be verified at PCGS.com.

Buying

Are the images on your site of the actual coin I will receive?

Yes. Unlike many dealers who use stock photography, every image on our site shows the actual coin you will receive. What you see is what you get.

Are gold sovereigns CGT exempt?

Yes. All British gold sovereigns are Capital Gains Tax exempt for UK residents. As legal tender coins of the realm, any profit made when selling a sovereign is free from CGT, regardless of the amount. There is also no VAT on investment gold. This makes graded sovereigns one of the most tax-efficient ways to hold physical wealth in the United Kingdom.

Do you offer part exchange?

Yes. We accept all proof coins and graded coins in part exchange, including NGC and PCGS certified coins, boxed gold and silver proofs, and proof sets. Tell us what you'd like to trade and which coin you have your eye on, and we'll give you a bespoke cost-to-change valuation.

How is delivery handled?

Every order is sent via Royal Mail Special Delivery, a fully tracked, next-day service requiring a signature on receipt. All orders are fully insured and sent in discreet, secure packaging. Delivery is free on all orders. We do not ship internationally.

What payment methods do you accept?

We accept Visa Debit and Mastercard Debit cards, Apple Pay and Google Pay, and bank transfer. We don't accept credit cards entered directly at checkout.

Paying by bank transfer saves you 2%: just choose Bank transfer (save 2%) at checkout and we'll email your invoice with the discount applied, along with our bank details.

For higher-value orders we may ask for ID verification before dispatch. It's a quick, straightforward process.

How does paying by bank transfer work?

Choose Bank transfer (save 2%) at checkout and place your order as normal. We'll email you an invoice with 2% deducted and our bank details, and reserve your coins while you arrange payment. Once your payment clears, we dispatch by Royal Mail Special Delivery.

Payments go to our UK business account in the name Sovara Coins Ltd, so your bank's name check will confirm a match. For your security, our bank details are only ever sent in our invoice email and will never change by email. If you ever receive a message saying they have, please call us on 07340 710102 before making any payment.

What is your returns policy?

We accept returns within 14 days of receipt for graded and proof coins if the item is not as described. Please contact us before returning any item. Return postage is the buyer's responsibility unless the item was not as described. Please use a tracked and insured service when returning.

Selling to us

How do I get a valuation for my coins?

Use the form on our Sell to Us page, or email photos and cert numbers directly to richard@sovaracoins.com. We reply with a firm, no-obligation offer the same working day.

How quickly will I be paid?

Within 24 hours of us verifying your coins on receipt. For coins arriving by mid-morning, same-day payment by bank transfer is standard.

Do you buy ungraded or raw coins?

Yes, for certain issues, particularly boxed Royal Mint proofs in original packaging and high-grade modern sovereigns. Graded coins are preferred for speed and price certainty, but send us details and we'll always give you an honest answer.

What ID do I need to provide when selling?

For transactions above our internal AML threshold we may request photo ID (passport or driving licence) and proof of address, in line with UK anti-money laundering regulations. We'll let you know clearly if this applies to your sale. It won't hold up your payment once your coins are received.

Contact

Speak toa specialist.

Buying, selling or simply curious about a coin, you'll speak to someone who knows graded gold. We aim to reply within 24 hours.

Mon – Fri, 9am – 5pm

Send an enquiry

How can we help?

Tell us a little about what you need and we'll come back to you personally.

We aim to reply within 24 hours.